BUSINESS CONTINUATION

Ensure your business runs smoothly through life’s unexpected changes. A buy-sell agreement protects both your company and your family by defining what happens if an owner retires, becomes disabled, or passes away — keeping operations stable and ownership transitions clear.

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WHAT IS YOUR BUSINESS WORTH?
Knowing your company’s true value is the foundation of a solid continuation plan. A professional business valuation helps you plan fairly for all owners and maintain your company’s financial strength.

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TYPES OF BUY-SELL AGREEMENTS

• Entity Purchase: The business itself buys back an owner’s interest.

• Cross Purchase: Co-owners buy each other’s ownership shares directly.

• Wait-and-See: Allows flexibility when an event such as retirement, disability, or death occurs.

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FUNDING THE AGREEMENT
A continuation plan only works when it’s properly funded. Options include business savings, loans, or life insurance — often the most cost-effective and reliable way to ensure every promise can be fulfilled.

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