1. APPLY DURING OPEN ENROLLMENT

• 2021 Open Enrollment runs from November 1 through December 15, 2020

• Plans sold during Open Enrollment start January 1, 2021.

• After December 15, you can enroll in 2021 health insurance only if you qualify for a Special Enrollment Period.

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2. THE MARKETPLACE IS FOR THOSE WHO DO NOT HAVE COVERAGE

• If you don't have health insurance through a job, Medicare, Medicaid, the Children's Health Insurance Program (CHIP), or another source that provides qualifying health coverage, the Marketplace can help you get covered.

• If you have job-based insurance: You can buy a plan through the Marketplace, but you'll pay full price unless your employer's insurance doesn't meet certain standards. Most job-based plans do meet the standards.

• If you have Medicare: You can't switch to Marketplace insurance, supplement your coverage with a Marketplace plan, or buy a Marketplace dental plan. Learn about Medicare and the Marketplace.

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3. WHAT YOU PAY DEPENDS ON YOUR INCOME

• Your savings depend on your expected household income for the year.

• Get a quick idea if you'll save. Based on your income estimate, we'll tell you if you qualify for: A health insurance plan with savings based on your income

• You may qualify for a premium tax credit that lowers your monthly insurance bill, and for extra savings on out-of-pocket costs like deductibles and copayments.

• The plans are offered by private insurance companies with a range of prices and features. 

• Medicaid or the Children’s Health Insurance Program (CHIP)

• Many states are expanding Medicaid to cover all households below certain incomes. See if your state is expanding and if your income is in range to qualify.

• Your children may qualify for CHIP even if you don't qualify for Medicaid.

 

4.

SPEAK TO A LICENSED INSURANCE AGENT

You can expect same day correspondence and a quote within a day. The seasoned staff at ABC Health Consultants are relationship focused and here to guide you through what can be an overwhelming process without a helping hand. Fill out our simple form and we’ll have you covered in no time. To speak with a Licensed Agent, you can schedule a call by clicking on the link to the right "Speak to an Agent" - To see a complete list of all the carriers we work with - click here.