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Starting a retirement plan felt bigger than it needed to be until they broke it into decisions we could actually make.
Illustrative scenarioNot an actual client
Independent Employee Benefits Advisors
Group Retirement
Made Clear.
Built For Teams.Group Retirement
Made Clear.
Built For
Teams.Group
Retirement
Made Clear.
For Teams.Group Retirement
Made Clear.
For Your
Workforce.
We help employers compare group retirement plans, structure contributions, and keep enrollment organized - with no-fee guidance from licensed advisors.We compare group retirement plans, set contributions, and keep enrollment organized.We compare retirement plans,
set contribution strategy,
and keep enrollment organized.We compare retirement plans,
set contribution strategy,
with no-fee guidance.
Get My Group Retirement ReviewGet My Review
No-Fee Consultations | Employer Strategy | Enrollment Support
Group Retirement 101
A group retirement plan works best when the structure fits the company and the employees using it. We check workforce size, budget, match strategy, plan type, recordkeeper fit, compliance needs, and rollout timing.
Then we compare what affects real value: employer cost, employee participation, vesting, investment menu quality, fees, payroll setup, and how the plan supports retention as the company grows over time.
The right choice usually comes from a short list of strong options, not the cheapest fee line. We help you compare total value, avoid weak fund menus, and choose with confidence before anything is launched.
The Process
From first employer conversation to plan launch, we compare, verify, and support you. Before submission, we check plan type, match, provider fit, and payroll.See how we move from first employer conversation to plan launch.We consult, compare, verify, and stay with you through setup.Before anything is submitted, we check plan type, match strategy,provider fit, fees, payroll setup, and rollout timing before launch.
Open Guided Walkthrough to preview how plan design, match, costs, and provider fit are checked before launch, with support after rollout.Open Guided Walkthrough to preview the employer plan review:plan design, match, costs, and provider fit are checked,with support after rollout and employer questions come up.
Plans From Leading Carriers
FAQs
QCan Employees Choose Investments?
In most 401(k) and SIMPLE IRA plans, yes. Employees select from the investment menu the plan offers. Your plan's investment professional selects the investment menu. ABC explains the insurance and annuity options it offers.
QDo We Need A Third-Party Admin?
For 401(k) plans, usually yes�TPAs handle compliance testing, plan documents, and annual filings. For SIMPLE and SEP IRAs, administration is lighter and may not require a TPA. We help you understand what level of support your plan needs.
QDoes Your Team Cost Anything Extra?
No additional fee for our employer guidance under our standard engagement. Recordkeeper fees, fund expenses, and plan administration costs are separate from advisory services.
QHow Do Contributions Affect Taxes?
Employer contributions are generally tax-deductible as a business expense. Rules vary by plan type, contribution structure, and company situation. We help you understand the framework and can coordinate with your tax advisor for specifics.
QHow Do We Drive Participation?
Plan design matters: auto-enrollment, auto-escalation, and clear communication dramatically improve participation. We help you design for engagement, not just compliance.
QWhat Are Compliance Requirements?
Requirements vary by plan type. 401(k) plans need annual testing (or safe harbor), Form 5500 filing, and plan document maintenance. SIMPLE and SEP plans have lighter requirements. We map the compliance calendar before you launch so nothing is a surprise.
QWhat Is A Safe Harbor 401(k) Plan?
A safe harbor plan design satisfies certain nondiscrimination tests automatically, in exchange for mandatory employer contributions. It simplifies compliance and is popular with companies where owner/HCE participation would otherwise fail testing. We model the cost so you can decide if it fits.
Educational Video
GROUP RETIREMENT EXPLAINEDGROUP RETIREMENT
A short overview before your advisor review.Quick overview before your review.
External educational content for general orientation; employer decisions still require plan-specific review, documentation, and professional guidance.Your review confirms final details.
Coverage Examples
ILLUSTRATIVE SCENARIOSILLUSTRATIVE SCENARIOS
Fictional coverage scenarios, not actual client testimonials.Fictional coverage scenarios, not actual client testimonials.
Ready to Build a Stronger Plan?Ready to Compare?
Independent Licensed Employee Benefits Advisors. No-Cost Employer Consultation.Independent Licensed Benefits Advisors. No-Cost Review.
NPN: 18779577 · Licensed in multiple states. Verify CredentialsNPN: 18779577 · Multi-State Licensed. Verify Credentials
Group retirement plan availability, contribution limits, employer requirements, and tax treatment vary by plan type, employer size, state, and federal regulations. We represent a limited set of providers and may not offer every plan or recordkeeper available in your market. Consult a qualified tax or ERISA professional for plan-specific guidance. Review all plan documents, service agreements, and regulatory requirements before establishing or modifying a plan.Plan availability varies by state and employer profile. Review all available options.